Liberty Credit Union

Not all loans are the same…

Did you know, that with our loans, you only pay interest on the reducing balance?

This means that we only charge you interest on how much you have left to pay and not on how much you borrowed in the first place.

If you wish to pay your loan off early, that’s great, as we don’t charge early repayment fees either!   

Simply put, we offer fair, flexible and affordable loans to Liberty Credit Union members, making it easier for dreams to become reality…


Liberty Credit Union is a community based savings and loans organisation, open to anyone who lives or works in the boroughs of Barking & Dagenham, Havering or Redbridge.


Credit unions have been around for over 150 years to offer people straight-forward financial products. They are organisations owned and controlled by their members – if you join, that’s you!  You can now join us online, find out more here.

We offer an easy-access savings account and affordable flexible loans


We’re one of the great causes to support in the local lottery. If you would like to be in with a chance of winning up to £25,000 and helping your community, visit www.lotterybd.co.uk
and search for Liberty Credit Union.


Tickets cost £1.00 and 60% of ticket sales go to good causes.

Good luck!


As a community organisation, we are committed to helping our members and your money is safe and secure. We are covered by the Financial Services Compensation Scheme (FSCS) and we are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Liberty Credit Union Ltd. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Company No. 219796

© 2024 – Liberty Credit Union